TIP: Your loan servicer’s calculator will give you the best monthly repayment estimate because they have your federal loan information. Be sure to create a login and password for their website and use their calculator.
Some servicers have a grace period calculator. These help you understand how much you will save if you can pay all or some of your accrued interest before going into repayment.
- Federal Student Loan Repayment Estimator (it is more accurate if you log in with your FSA ID)
- Federal Loan Consolidation Calculator
- Budgeting - Spending Planning Worksheet: Where is Your Money Going?
- Savings Calculator: See How Your Money Grows!